O-CITY was born from the vision of digitalising micro-payments across cities as a key driver for a cashless economy and improving the wellbeing of citizens and visitors. With O-CITY, governments, public transport operators and merchants can deliver a frictionless payment experience at every touch point (tollgate, bus, train, subway, parking facility, bike rental or tourist attraction) leveraging smart, digital and open technologies. Citizens and visitors can around move around easily and make fast payments using their mobile or existing bankcard, removing the need for cash or queuing at a ticket counter. Healthcare, banking and insurance have had their digital transformation. With advances in technology, the world is ready to move to a cashless society and contactless payments and O-CITY is in the vanguard of this movement across the world.